6.9 Million Population - Part 1, Qualitative Assessment

The recent government white paper on population, released by the National Population and Talent Division (NPTD), has created a bit of a stir online. We were quite surprised, however, that there wasn’t a greater response. Due for parliamentary debate in the coming session on 4 Feb 2013, its most eye-catching statement is that we will [...]

 
Our Take on Risk Transfer from Government to the People

We came across this post on The Real Singapore just the other day, as we were surfing for the latest happenings in Singapore. It raised a few points that struck us as a good critique of the current situation in Singapore, vis-a-vis the policy direction of the government. The author, Jeremy Chen, is a PhD [...]

 
How to Avoid Property Blunders, Part 3 - Research and Comparison

Previously, we aired our views about rushing. Rushing to “beat” the announced cooling measures in Part 1, and then in Part 2, rushing to buy a project that will take at least 3 years to manifest. It should be fairly obvious that we are not fans of leaping without looking. In this third part, we [...]

 
How to Avoid Property Blunders, Part 2 - "Just a Little Patience"

We wrote about the pre-cooling measure queues earlier in Part 1. If only that were the singular sign of how unsavvy some buyers can be in the property market! The recently-launched Q Bay Residences stands as another unfortunate example of how susceptible we can be to hype and hyperbole, even when it comes to big-ticket items [...]

 
Developers Counter Cooling Measures - Is It a Concern?

Everyone has had time to absorb the news about the cooling measures by now, and developers have already started to respond. As expected, they have countered with a slew of discounts, from straight-up price discounts to rebates on stamp duties. All these in the name of maintaining buyer interest and sales volume in an market [...]

 
Avoiding Property Blunders, Part 1 - "Only Fools Rush In"

While doing research for our series on the recent cooling measures, we came across the news that many buyers queued up the night before the measures were scheduled to be deployed. Why the rush to buy? Apparently, they were led to believe that prices would somehow increase once the cooling measures came into force.  As [...]

 
How Recent Cooling Measures Affect HDB Loans - Annex IV

So, in my previous article about the cooling measures directed at public housing, I promised to talk more about Annex IV (due for release 1 July 2013), which deals specifically with purchase of HDB flats with less than 60 years of lease remaining. Well, here it is! After analysing Annex IV in greater detail, we [...]

 
Massive Buzz to Weekend Cooling Measures

It’s been three days since this round of cooling measures was announced, and quite a buzz has been generated already. Several responses caught our eye, prompting us to make this post. The first thing to catch our attention, but not our surprise, is the negative sentiment towards the measures. While it was bound to happen, given [...]

 
Public Housing Sector Gets Some Cooling Too

In addition to addressing private property directly (as we detailed in our articles on ABSD and LTV), the new cooling measures also had something for the public housing market. I guess they didn’t want Housing Development Board (HDB) flat buyers to feel left out! The measures targeted specifically at the HDB market takes direct aim at [...]